The holidays are a wonderful time of year but they can also be stressful when you are on a tight budget or pinching pennies! I for one love shopping for the awesome people in my life. I try to be thoughtful when it comes to buying gifts, especially when it comes to shopping for kids. I love when my daughter’s face lights up when she receives a special gift! But we don’t have to break the bank when we’re shopping. Fortunately, many big named department stores, as well as boutiques, offer sales which is the perfect way to save money. I sign up for reward cards where I earn discounts or earn dollars towards purchases. Grocery stores also offer reward cards. Food is another cost with dinners and holiday parties to plan! I’ve received coupons for free cereal, eggs and more! Some grocery stores partner with gas stations to offer discounts at the pump! Another way to learn about store discounts is signing up for a store’s e-newsletter. Many stores offer exclusive online deals!
I bet a $300 gift card would ease the shopping blues! I’ve partnered with an amazing group of bloggers to offer one lucky person a $300 gift card! Enter below for your chance to win this fabulous prize. And remember, the holidays are about being with family and celebrating the season! Enjoy shopping for the ones you love! Don’t overspend and HAPPY HOLIDAYS!
I’ve partnered with theNightOwlMama.com and Stuckathomemom.com as well Afropolitianmom.com and several other amazing bloggers to bring you this Fabulous $300 Gift Card Giveaway sponsored by H&R Block.
Details on the H&R Block Emerald Advance line of credit:
H&R Block will begin accepting applications in offices November 25th so set up your appointment today!
All you need to apply is an unexpired government-issued photo ID and your most recent pay stub (no W2 form required!)
You don’t already need to be an H&R Block client to apply.
The Emerald Advance is a line of credit you can draw from as you need it. You can use it year-round for unexpected expenses and other short-term credit needs. It’s that easy!
Disclosure: Night owl mama has asked me to join in the promotion for $300 Gift card Giveaway sponsored by H&R Block. No compensation was received. The prize was provided and may be shipped to the winner by H&R Block, but all opinions at the top expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random. If you have any questions please ask Night Owl Mama. Thank you!
To learn more about H&R Block Emerald Advance line of credit and/or to make an appointment in order to apply in a participating H&R Block office from November 25 to January 15, 2013. please visit H&R Block Emerald Advance.
Enter the Rafflecopter for you chance to win $300 Gift Card sponsored by H&R Block Complete as many entries as you can to increase your chances of winning.
40 comments
coupon
Make a list wit budget and stick to it. Budgeted $50 for a sibling and found $50 gift on sale for $30? You are done. You got them a $50 gift! Habits of thinking you have to spend the $50 exactly doesn’t save you in the end
I write everything down! What I need to buy and how much I am planning on spending.
hope to winnnnnnnnnnnnnnnnnnn
form error on Vote for Night Owl mama on the fence
Stick to a budget and take advantage of online sales especially Cyber Monday which is coming up!
I learned that the H & R Block Emerald Advance Line of Credit is applied to a Mastercard so it’s convenient to use.
jtmagmom73(at)gmail(dot)com
For holiday meals, check with your guests to plan the menu. Everyone might be surprised at what’s already in your pantry and freezer.
jtmagmom73(at)gmail(dot)com
I’m a coupon clipper and use them. I also shop sales.
jtmagmom73(at)gmail(dot)com
I entered the Book Thief giveaway at The Night Owl Mama.
jtmagmom73(at)gmail(dot)com
Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
Use coupons and take advantage of the great holiday sales on Amazon.com!
I learned you can get a free tax and health care review when you file your taxes with H&R Block.
I use coupons to save money.
I shop the clearance racks to save money during the holidays.
I make a list of exactly what im going to buy
I save money buy buying items only on sale
wait for sales
I like that there is a possible $1000 year round credit line as long as you are approved. It could come in handy.
We have a separate bank account that we put money into that we don’t have instant access to.
We have a Christmas club account that we put money into and cannot be accessed but in oct. Gives us plenty of time to save for money and we aren’t tempted to spend it.
Buy on black friday 😉
use all the coupons u can!
Research your products on different medias on computer for best prices and selections of same item.
Price comparison shopper! I use Ebates too.
use coupons
Always look for a deal of the gift you want to get.
This would be a great help with getting christmas
I save wrapping paper from year to year if it isn’t torn or wrinkled.
Iuse coupons
I learned H&R Block can also help you with information on the new healthcare.
I make simple holiday fabric drawstring bags for gifts that can be used year after year.
I learned if approved you get a line of credit through the card to use all year round.
You can use the credit all year round.
i coupon to save money.
I make a list when I do my shopping so that my trip is circular and I save money on gasoline.
I learned that there is a $ 45 Annual Fee – Assessed on the day the Emerald Advance is opened
Money Saving tip is use coupons.
I shop on my way home from other things to save time and gas on shopping trips.
I buy at Giant Eagle to save money on gasoline.